Oxford Insurance Agency Group and its subsidiaries recognize the privacy concerns of our customers and potential customers who visit our various web sites. We want to inform you about the information we collect through our web sites and how such information is utilized. We intend to use information collected only in the normal course of our business and as permitted by law. No personal information is required to be collected when you visit our web sites, but we need to receive the requested information in order to provide the products or services described.

 

We require nonpublic personal information about you from the following sources:

 

• Information we receive from you on applications or other forms.

• Information about your transactions with us, our affiliates or others.

• Information we receive from a consumer reporting agency. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

 

We may disclose nonpublic personal information about you to third party financial service providers, such as insurance agents and/or brokers, but are very discetionary about doing so and only provide the information required to obtain insurance.

 

We may also disclose nonpublic personal information about you to non-affiliated third parties as permitted by law.

 

We may also disclose nonpublic personal information about you to third party non-financial companies, such as direct marketers, for the purpose of marketing our own products and services to you.

 

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with applicable standards to guard your nonpublic personal information.

 

What can you do to protect your personal information? You can protect your information by selecting your passwords with care, using a secure browser when shopping online, shredding items before disposing of them, and checking the accuracy of your credit report. You should also avoid sending credit card information by fax or email.