You’ve built a successful business by consistently meeting, or exceeding, your customers’ expectations. Shouldn’t you expect the same performance from your insurance company? Oxford Millin's insurance specialists took the unique risks associated with the industry and created the Tile & Cabinetry Retailers Program. 

 

Some of the coverages available through our Tile & Cabinetry Retailers Program include: 

 

• Business Owner's Insurance

• Worker's Compensation

• General Liability Insurance

• Equipment Breakdown Coverage

• Products & Completed Operations Coverage

• Electronic Data

 

 

Equipment Breakdown Coverage

 

If your band saw breaks down in the midst of building custom cabinets, you could encounter hefty expenses to fix or replace it. A business owners policy (BOP) can protect you from those types of expenses.

 

 

Buildings and Contents Insurance

 

Cabinet makers must have a dedicated work space to create their products. If your work shop, storage building or the equipment inside is damaged or destroyed due to a storm, a BOP can cover the costs of replacing and repairing them.

 

 

Business Income and Extra Expense

 

If a storm causes too much damage to your work shop you may be forced to stop working for an extended period of time. That downtime is expensive in the form of lost income.

 

 

Products and Completed Operations (Included in General Liability)

 

If you build cabinets for a customer that somehow causes them harm in the future, a BOP will cover the potential damages.

 

 

Electronic Data Coverage

 

As a modern cabinet making business you probably keep important business and financial files in electronic format. You may also use expensive custom software to design cabinets for your customers. If these electronic assets are damaged from power outages, viruses and other hazards, a BOP can cover the cost of replacing or recovering them.

 

 

Valuable Papers Protection

 

Valuable papers can include original customer and supplier contracts, warranty information and certification materials. Losing these due to natural disasters or unexpected events can be quite costly to your business.

 

 

See What You Could Save

 

Get a quote by calling us at 631-434-6666 (NY) or 215-517-7590 (PA) and learning more about commercial insurance through Oxford Millin’sTile & Cabinetry Retailers Program.